Get seamless, reliable insurance in Cyprus tailored to you.
Whether you need coverage for your business or personal assets in Cyprus, we’re the specialist insurance agency in your corner.
Get Personalised Care
Maximise Protection
Optimise Costs
Do you struggle with:
- Finding coverage tailored to your unique circumstances?
- Not receiving clear insurance advice from your agent?
- Getting the attention and service you deserve?
- Understanding your options and costs?
Do you struggle with:
- Communicating effectively with your agent
- Finding coverage tailored to your unique circumstances?
- Understanding your options and costs?
- Getting the attention and service you deserve?
No more confusion.
Your Insurance Protection in Cyprus. Our Priority.
At Nexus Inc, your long-term insurance protection comes first. We are more than just an insurance transaction. We’re your trusted insurance partners in Cyprus, dedicated to building lasting relationships based on trust, transparency, and mutual success.
Whether you need business insurance, personal insurance, or specialty insurance for unique risks in sectors such as technology, fintech, gaming, or financial services, we provide tailored solutions to meet your needs. All delivered with expertise and local knowledge in Cyprus.
We understand that choosing the right policy can be confusing. That is why we explain your options in plain, simple language and put ourselves in your shoes so you can make confident decisions. With 10+ years of experience at leading international insurance companies such as AIG, MetLife, and Marsh, we know the industry from the inside out.
Our background covers general insurance, specialty insurance, life insurance, and employee health and benefits. This expertise, combined with strong insurer relationships, ensures you get the best possible protection at a fair cost.
Your Advantage with Nexus Inc:
Our expertise
With years of experience serving niche industries and clients, we deliver tailored insurance solutions that protect your business, lifestyle, and personal assets. We cover risks that others may overlook, giving you confidence that your protection is complete.
Our independence
As an experienced insurance agency in Cyprus, we provide unbiased and expert advice without any commitment to a single insurer. This freedom allows us to find the best coverage at a fair cost, designed specifically around your needs.
Our network
Through strong relationships with leading insurers worldwide, we give you unmatched choice and access to niche business and personal insurance products. These specialised solutions are not easily available in Cyprus through standard insurance agencies, giving you a distinct advantage in protecting what matters most.
Our customer service
We work closely with you from the very beginning, providing seamless support and clear guidance throughout the entire insurance process. Our goal is to ensure your questions are answered, your needs are met, and you always feel informed, confident, and protected.
Areas we specialise in:
Commercial Insurance
Personal Insurance
Technology
Financial Institutions
Professional Services
Expatriates
Private
Clients
High-Net-Worth Individuals
Commercial Insurance
Technology
Financial Institutions
Professional Services
Personal Insurance
Expatriates
Private
Clients
High-Net-Worth Individuals
Every project starts with a consultation.
Here’s how our process works:
STEP 1: Schedule a Call
Let’s identify your risks & discuss your insurance needs. If you have an existing policy, we'll audit it for you.
STEP 2: Find the right Solution
We’ll walk you through the best solutions that match your needs, getting the best coverage for your budget.
STEP 3: Get a Quote
We'll prepare a personalised quote, and after approval - you have the peace of immediate protection.
Personalised insurance solutions for Cyprus businesses, individuals, expats, and families
Why Clients in Cyprus Trust Us:
Their expertise and dedication turned what could have been a stressful situation into a manageable one. I felt supported every step of the way, and I’m truly grateful for their outstanding service.
When I recently had to file a claim, they made the entire process incredibly smooth and stress-free. The team was always available to answer my questions, guide me through the steps, and advocate on my behalf.
xinyu BAI
Their expertise and professionalism was evident in every step, from selecting the right plan to handling the intricate details of policy administration.
Constandinos and his team thoroughly researched the market to find the best possible solution that met our needs and budget.
We couldn’t be happier.
Ilona Sárközi
As an expat in Cyprus, navigating the different rules and regulations around insurance felt overwhelming. Constandinos and Ji were responsive, delivering the best possible quotes for my car and home quickly.
Their advice was clear, reliable and truly focused on my needs. They made the whole process simple and empowering.
Above all they were professional and patient. Highly recommended.
WEN WEN
Book in your free risk assessment
Let us make the process of insurance as uncomplicated and time efficient as possible
FAQ
What is Employers' Liability Insurance in Cyprus, and is it mandatory?
Employers’ Liability Insurance in Cyprus is required by law under Law 174/1989 for all businesses that employ staff, whether full-time, part-time, or freelance.
It covers the employer’s legal responsibility to compensate employees who suffer injuries, illnesses, or death related to their work.
This insurance protects businesses from costly legal claims by covering medical expenses, compensation payments, and legal fees.
It is different from Public liability insurance, which covers claims made by third parties (not employees), caused by your business activities.
The mandatory minimum coverage limits by law are:
- €160,000 per employee per accident or disease
- €3,415,000 per incident or series of incidents
- €5,125,000 total coverage per insurance period
Failure to maintain this insurance can result in fines, imprisonment for up to a year, or both.
Employers must also prominently display their insurance certificate at the workplace.
Do I need health insurance to get a Cyprus residence permit?
Yes, immigration health insurance is mandatory for Cyprus residency applications; whether for a Yellow Slip or Pink Slip permit. Without valid coverage, applications may be delayed or rejected by the Civil Registry and Migration Department.
Yellow Slip (EU/EEA/Swiss citizens): Proof of health cover is required unless you are employed or self-employed and registered under Cyprus’s public healthcare system (GESY).
Yellow Slip (EU/EEA/Swiss citizens): Proof of health cover is required unless you are employed or self-employed and registered under Cyprus’s public healthcare system (GESY).
Pink Slip (Non-EU citizens): Those planning to stay in Cyprus for longer than 90 days typically need to obtain a Pink Slip permit. This permit requires specific health insurance, often called immigration insurance (Plan A), for both the applicant and dependents.
The policy must be valid for at least twelve (12) months and meet minimum coverage requirements set by authorities:
Inpatient care: €8,600 per year
Outpatient care: €1,750 per year
Repatriation: €3,500 per year
Pregnancy: €525 per year
For official information, visit the Cyprus Civil Registry and Migration Department.
What business insurance is recommended or required in Cyprus?
In Cyprus, some business insurances are mandatory by law, while others are strongly recommended to safeguard your operations, employees, and assets.
Mandatory Insurance:
- Employers’ Liability Insurance: Required under Law 174 /1989 for any business employing staff, regardless of the number or type of employment (full-time, part-time, or freelance). Covers employee claims for work-related injury or illness. Non-compliance can result in fines or legal action.
- Professional Indemnity Insurance: Compulsory for certain regulated professions in Cyprus, such as lawyers, accountants, architects, engineers, property valuators, real estate agents, doctors, and insurance intermediaries. Each regulatory body sets its own specific coverage requirements and limits.
- Third Party Liability (TPL) Motor Insurance: Mandatory under the Cyprus Motor Vehicle Insurance Law N.59(I)/1998 if your business owns a vehicle.
Strongly Recommended:
- Property Insurance: Not compulsory, but strongly advised. Protects office equipment, furniture, and any office renovations. If you own the building, it should also insure the structure itself, providing protection for both the building and its contents.
- Public Liability Insurance: Not a legal requirement, but recommended to cover third-party injury or property damage claims from your business activities. Comprehensive policies cover liabilities both at your premises and off-site (e.g., conferences, events, etc.).
- Business Interruption Insurance: Optional but highly valuable. Covers loss of income if your business is interrupted by major events such as fire or flood
- Group Medical Insurance: Optional, but highly valuable if you want to attract and retain top talent. These programs demonstrate your commitment to employee well-being, offering competitive health coverage and wellness benefits. above and beyond the national health system.
Do I need travel insurance for Schengen visas from Cyprus?
For expats (non‑EU nationals) living in Cyprus, travel insurance is mandatory for all Schengen visa applications, as required by the embassies of Schengen member states. You must have this insurance in place before your visa application can be approved. Your policy must provide at least €30,000 in medical coverage, including emergency repatriation, and be valid in all Schengen countries for the entire duration of your trip. Without proof of this insurance, your visa will be refused. For detailed official guidelines, see the German Embassy in Cyprus.
How does NEXUS Insurance Agency get paid for its services?
We never charge clients for advice or quotes, and all services are on a no‑obligation basis. We earn a commission from the insurance company only if we arrange and place your policy. As an independent insurance agency, we work with multiple insurers to recommend the best options for your needs. For complex cases, such as risk assessments, RFPs, or policy evaluations, we may charge a consulting fee only when we are not arranging the policy and therefore not receiving a commission.