About Commercial Property Insurance
Natural catastrophes, weather-related hazards, and the impact of climate change, have brought attention to several notable property and associated risks that companies encounter. Protecting your physical assets from potential damages is crucial to avoid financial losses and disruption.
Types of Property Insurance
A. Commercial Property Insurance
Commercial property insurance provides coverage for property damage and business interruption to physical assets like buildings, contents, and inventory from various covered perils such as fire, lighting, explosion, earthquake, storm, flood, water escape, theft, malicious damages, vandalism, riots, strikes, aircraft, and impact.
B. Property Owners Insurance
A Property Owner’s policy combines several coverages, including property insurance, general liability insurance, and often includes business interruption/ loss of rent insurance. The policy is usually written on an ‘’All Risks’’ basis and it’s designed for:
a) Small to medium-sized businesses and provides a comprehensive package of coverages at a more affordable price compared to buying each policy separately
b) Property owners that own or manage multiple properties and want to simplify their insurance needs. With this type of policy, property owners can insure all their properties under one policy with a single renewal each year.
C. Office Insurance
An Office insurance policy combines several coverages including building, business equipment, furniture insurance, business interruption, public liability, employers' liability, employee infidelity, money and more.
A. Commercial Property Insurance
Commercial property insurance provides coverage for property damage and business interruption to physical assets like buildings, contents, and inventory from various covered perils such as fire, lighting, explosion, earthquake, storm, flood, water escape, theft, malicious damages, vandalism, riots, strikes, aircraft, and impact.
B. Property Owners Insurance
A Property Owner’s policy combines several coverages, including property insurance, general liability insurance, and often includes business interruption/ loss of rent insurance. The policy is usually written on an ‘’All Risks’’ basis and it’s designed for:
a) Small to medium-sized businesses and provides a comprehensive package of coverages at a more affordable price compared to buying each policy separately
b) Property owners that own or manage multiple properties and want to simplify their insurance needs. With this type of policy, property owners can insure all their properties under one policy with a single renewal each year.
C. Office Insurance
An Office insurance policy combines several coverages including building, business equipment, furniture insurance, business interruption, public liability, employers' liability, employee infidelity, money and more.
It is the ideal policy for businesses renting commercial space as it also covers improvements made by the tenant such as interior fixtures, renovation against named perils such as fire, lighting, explosion, earthquake, storm, flood, water escape, theft, malicious damages, vandalism, riots, strikes, aircraft, and impact.
We usually arrange cover for:
• building (structure)
• machinery breakdown
• electronic equipment
• office furniture equipment
• glass
• stock and inventory
• other items you count to support your daily operation
We can guide you through all aspects of the cover including:
• Business interruption
• Loss of rent
• General / Public Liability
• Product Liability
• Money
• Goods in transit
Who do we help:
• Retailers
• Hotels
• Healthcare providers
• Manufacturers
• Tenants
• Property funds
• Property owners
We usually arrange cover for:
• building (structure)
• machinery breakdown
• electronic equipment
• office furniture equipment
• glass
• stock and inventory
• other items you count to support your daily operation
We can guide you through all aspects of the cover including:
• Business interruption
• Loss of rent
• General / Public Liability
• Product Liability
• Money
• Goods in transit
Who do we help:
• Retailers
• Hotels
• Healthcare providers
• Manufacturers
• Tenants
• Property funds
• Property owners
