We advise individuals, families, and employers on health insurance policies aimed to provide the perfect coverage for your needs and circumstances. Additionally, we help high net-worth individuals, expatriates and individuals with dual residences with specialized International health insurance. 

Why Private Health Insurance
 
• Provides expanded choice: private health insurance allows you to have more options and control over your healthcare. It enables you to choose your preferred doctors, specialists, hospitals, country of treatment, ensuring personalized care and attention. 
• Reduces waiting times: while national health systems stive to provide timely care to everyone, patients are experience longer waiting times. Private health insurance helps you bypass these waiting lists and get quick access to diagnosis and treatment in private hospitals, providing added protection to your theses difficult time. 
• Provides financial confidence: private health insurance provides financial security by covering a portion or all of the medical expenses up to the approved limits. It helps to manage unexpected healthcare costs and minimizes the financial burden associated with certain treatment or hospital stays. 
• Access to advance treatment: private health insurance covers a wider range of treatments compare to the National Health System. This includes access to cutty-edge technologies, specialized treatments, and advance medications that may not be readily available under the public health care system. 
• Additional services: private health insurance offers additional benefits such as coverage for dental care, vision care, alternative therapies, preventive screening, and second medical opinion. These extra services can contribute to overall well-being and comprehensive healthcare management.

Levels of Coverage 
• In-hospital coverage 
• In-hospital & Out-hospital coverage 
• Dental & Optical coverage 
• International Health Insurance  

In-Patient Benefits 
• Hospital accommodation fees 
• Intensive Care Unit (ICU) fees 
• Surgery fees including anaesthesia and theatre charges 
• Doctor and physician fees 
• Medicines 
• Diagnostic tests (MRI, CT-Scan, PET Scan, blood tests, etc) 
• Oncology treatment including in-patient, day-care, out-patient treatment 
• Day-care treatment 
• Kidney dialysis 
• Ambulance fees 
• Medical evacuation fees

Out-Patient Benefits 
• Doctor visits 
• Prescription drugs 
• Diagnostic tests (MRI, CT-Scan, PET Scan, blood tests, ect) 
• Physiotherapy 
• Acupuncture 
• Chinese medicine 
• Vaccinations 
• Dental (optional) 
• Optical (optional)

Services 
• 24/7/365 days multilingual medical assistance (International Health Insurance) 
• Travel and security assistance (International Health Insurance) 
• Second medical opinion